Can I Complete the Application Process By Phone?
Yes. The life insurance application process differs for customers with differing circumstances. When you begin your search for affordable Texas term life coverage you will learn that the process has been simplified to now do the application by phone.
Application information is taken over the phone in an easy 5 minute interview.
Do not misstate your medical history in order to get a better insurance rate classification. Insurance companies will investigate your medical history through the results of your medical examination and inquiries to the Medical Information Bureau (MIB), which is a clearinghouse of medical information for all insurance companies.
Between mail, Internet, phone, and fax, you can get your life insurance coverage quicker and easier than any other time in history. You can sit on your couch and do just about all the work that is required to find and purchase affordable term life insurance for yourself. When you begin your search for life insurance you will have to decide if you want to link up to agents or if you want to work directly with an insurance company. Either course will get you quality, affordable life insurance with ease. Using an agent might make things a bit easier for you if you need more one-on-one time with a life insurance expert.
As you go through the process of buying term life insurance don’t be afraid to inform all insurers and agents that you are looking to accomplish as much as possible over the phone. You can request that all documents be mailed to you or emailed to you so you can look them over. Even if you can do everything but sign the paperwork over the phone be sure you thoroughly read all the documentation sent to you. It might not be a bad idea to sign the documentation in person so you can see exactly what you are signing and have someone there to explain anything you do not understand. Completing the application process by phone is absolutely possible in most situations.