Farm Bureau Financial Services was developed more than 70 years ago to serve the needs of Farm Bureau members. And itâ€™s from those strong roots that weâ€™ve grown to serve a wide population â€• rural, urban and in between â€• and a range of evolving needs. Weâ€™re 1,600 employees and 4,000 field associates strong â€• all focused on making insurance simple for people just like you.
The companies of Farm Bureau Financial Services include:
Farm Bureau Mutual Holding Company. On January 1, 2010, Farm Bureau Mutual Insurance Company formed a mutual holding company named Farm Bureau Mutual Holding Company (FBMHC) and the insurance company was reorganized and renamed Farm Bureau Property & Casualty Insurance Company.
Farm Bureau Property & Casualty Insurance Company offers insurance products and services to individuals and small businesses in eight Western and Midwestern states. Western Agricultural Insurance Company, a second underwriting company within FBMHC, offers property-casualty coverages â€“ including certain specialty products â€“ in select states.
Farm Bureau Life Insurance Company is a multi-state provider of life and annuity products. Farm Bureau Life is one of two primary operating subsidiaries of financial services holding company, FBL Financial Group, Inc. FBL is traded on the New York Stock Exchange under the ticker symbol FFG.
At Farm Bureau Financial Services, we focus on building trusted relationships and helping you protect what matters most. We want to get to know you â€” your needs, concerns and priorities â€” so we can help you with the right products at the right time as you work to achieve your financial goals.
What would happen to your family’s dreams, ambitions and finances should an unexpected death occur? Life insurance can provide your family with the means to maintain their standard of living, take care of your final expenses, pay for a child’s education, pay off mortgages or debt, and so much more.
If you’re still not convinced consider this. If you or your spouse died unexpectedly, would your income be enough to support your current lifestyle? Could you still pay all your bills? Your Mortgage? Your car loans? Credit Cards? College Funds? Without the income from your loved one what will happen to your family? Will you need to move?
This is why Life Insurance was created, to provide you a replacement of lost income if the worst possible event happens. Losing a loved one is tragic, but peace-of-mind can be a saving grace knowing that your took the steps to ensure your family is taken care of in the event of your loss.
Protecting your Business
If your a business owner or have business partners, it’s vital to prepare for the unexpected. Farm Bureau Insurance offers life insurance products designed to help the beneficiaries of a life insurance policy pay for estate taxes, and more importantly sustain the business during a change or loss to a critical member of the business. Your local Farm Bureau Insurance agent can help you understand the value of protecting your business further with life insurance.
What Coverage Is Best for You?
No matter what stage of life you find yourself in, your Farm Bureau Insurance agent can customize a plan that’s tailored for your individual needs and budget. Talk to a Farm Bureau Insurance agent about your current stage in life.
Term Life Insurance
Term Life Insurance is a good option for those who only need coverage for a select term of years. These policies provide the most coverage for your dollar, but only payout death benefits within a set number of years. However, many of these Term Life Insurance polices are renewable or convertible to Permanent coverage.
Permanent Life Insurance
Permanent Life Insurance provides coverage for the insured’s lifetime. Premiums are usually level, and set for the life of the policy. Whole Life policies build cash value that the policy owner can borrow against during the insured’s lifetime.
Your Farm Bureau Insurance agent is available to conduct a life insurance needs analysis to help ensure that you have the coverage you need and the protection your family deserves.
Farm Bureau Insurance agents also offerÂ Retirement Planning andÂ Estate Planning services