As a resident of Texas, you have many term life insurance coverage options available. There are multiple term life insurance providers in Texas that provide a variety of policies for individuals and families.
We specialize in Texas Term Life Insurance no matter if you are located in Dallas, Austin or Ft. Worth. Our committment is to locate the most affordable term life policy in Texas that meets your individual needs and budget.
If you are working, chances are you probably are provided some small amount of life insurance coverage through your employer. This amount is usually worth about your annual salary and is typically paid for by your employer. This is fantastic, unless you actually die unexpectedly. Then your dependents will discover that that small amount is not enough to help with the financial implications of your death. Finding a Texas life insurance company to purchase a more substantial plan can help your loved ones avoid having to suffer undue financial hardship in the case of your untimely passing.
It is important that you do plenty of research when seeking a Texas life insurance company. Not all insurers are equal, and you need to make sure that you select a reputable carrier. The last thing that you want is for your loved ones to suffer added frustration at the time of your death because your life insurance company is making it difficult for them to receive their payout. Most insurance companies will require you to undergo a physical or other health examination to determine eligibility. Many factors can influence the insurance companyÃ¯Â¿Â½s decision on whether or not to carry you. Smoking is one of the bigger liabilities.
A good Texas life insurance company will be able to provide you with information on the full range of death benefits that they can offer to you and your family. They will explain in depth the different types of term insurance and what they mean for you. They will provide you with several quotes, so that you can make the most educated decision possible. After you purchase your policy, they should still be willing to assist you and answer any questions that you or your loved ones may have. How helpful they are after you purchase your policy is just as, if not more important than how willing they are to help you when you are actually purchasing it.
Investing the time and effort today to do research about life insurance today can help save your loved ones a tremendous amount of grief and hardship in the case of an unforeseen tomorrow. Find a good Texas life insurance company and protect the financial futures of those that are the most important to you. It is the greatest act of kindness that you can do for your family to help ease them through the days following their unexpected loss of you.
Prudential Financial, Inc. (NYSE:PRU) is a Fortune Global 5000 and Fortune 500 company whose subsidiaries provide insurance , Investment management, and other financial products and services to both retail and institutional customers throughout the United States and in over 30 other countries. Principal products and services provided include life insurance,annuities,mutual funds, pension, and retirement related investments.
Guardian Life Insurance Company
The Guardian Life Insurance Company of America (GLICOA) is a Fortune 300 company founded in 1860 in New York, New York. It is the fourth largest mutual life insurance company in the United States of America. Guardian has more than 5000 employees and more than 3,100 financial representatives and 86 agencies nationwide, working through 13 affiliate companies and subsidiaries. Guardian has nearly three million customers who hold the company’s individual life and disability income insurance and investments products (such as variable annuities, mutual funds, stocks and bonds.
Transamerica Life Insurance Co.
Transamerica Corporation is a holding company for various life insurance companies and investment firms doing business primarily in the United States. Transamerica began as a holding company controlled by A. P. Giannini, then head of Bank of America and founder of its predecessor, the Bank of Italy in San Francisco. As part of his vision of providing financial services to the general public, Giannini acquired Occidental Life Insurance Company through Transamerica Corporation in 1930. Occidental had first opened its doors to customers in 1906, and became prominent in the life insurance business on the West Coast.
Protective Life Insurance Company
Protective Life Corporation, headquartered in Birmingham, Alabama, is a Fortune 1000 holding company whose subsidiaries provide financial services through the production, distribution, and administration of insurance and investment products. Protective Life Insurance Company was founded in 1907 by former Alabama Governor William Dorsey Jelks in Birmingham, Alabama. Protective Life is the parent company of a brokerage subsidiary, West Coast Life.
Genworth Life Insurance Company
Genworth Financial is an international financial services organization that offers a portfolio of primarily consumer-focused products through its various companies, including annuities, combination products, investment services, life insurance, long term care insurance, medicare supplement insurance, mortgage insurance, and payment protection insurance. Genworth Financial is headquartered in Richmond, Virginia, and employs over 6,000 people in 25 different countries. Its earliest roots go back to 1871, when the Life Insurance Company of Virginia wrote its first policy.. The company’s stated goal: “Genworth Financial is dedicated to helping individuals and families achieve their goals in a world of shifting financial burdens.”
MetLife Investors Group, a subsidiary of MetLife, Inc. (NYSE: MET), is dedicated to serving non-proprietary intermediaries and their clients. MetLife is a leading provider of insurance and other financial services to individual and group customers. The MetLife companies serve approximately nine million individual households in the U.S. and companies and institutions with 33 million employees and members. MetLife also has international insurance operations in 12 countries.
The history of Banner Life Insurance Company is more than 60 years strong. Chartered in 1949 as Government Employees Life Insurance Company (GELICO), we were acquired by Legal & General Group Plc as a wholly owned subsidiary in 1981. In 1983, our name was changed to Banner Life, signifying our flagship position with Legal & General America in the United States. Banner Life’s subsidiary, William Penn Life Insurance Company of New York, joined the corporate group in 1989. Since that time, management for both companies has been consolidated at the senior level. Banner Life’s national presence, William Penn’s more than 45 years of brokerage experience and the operational synergy between both companies is a strong combination. Banner’s life insurance products are sold through independent life brokerage agencies in 49 states and the District of Columbia.
Destined to become a leading insurance company, Midland National Life Insurance Company had a very humble beginning. On a late summer evening in 1906, a group of six men gathered at the Smead Hotel in the city of Lead in the Black Hills of South Dakota and founded Dakota Mutual Life Insurance Company. To capitalize the new company, the directors were required to apply for a $1,000 life insurance policy, and to pay an assessment of $300. Later that month, the company opened its offices in Watertown, South Dakota. Today Midland National has more than $113 billion of life insurance in force, and its life and annuity policies exceed 1 million. Licensed to operate in 49 states (New York is the only exception), the District of Columbia and several areas beyond the United States, the company underwrites individual life insurance and annuities, with a focus on asset accumulation and protection products for the middle-income and affluent markets, via its more than 10,000 licensed sales professionals.
West Coast Life Insurance Company
In 1997, West Coast Life Insurance Company became a member of the Protective Life Insurance Family. West Coast Life added its excellent reputation in the insurance industry amongst the brokerage community and, of course policyholders, to the growing list of the Protective Life family of policyholders.West Coast Life was founded in 1906 and Protective Life in 1907. The two companies have forged the experience of over 200 years in the life insurance business in America. West Coast Life’s history includes more company “firsts” than most other companies can even imagine. And since 1997, West Coast Life has grown to be the crown jewel of the Protective Life Family.