GEICO Life Insurance

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So, you’re probably here for one of two reasons: you have an understanding of life insurance but you’d like a quick reminder of how it works or you have no idea what life insurance really does except that it kicks in after you aren’t around any longer and you’d like to learn some basics.

Regardless of why you’re here, you’ve got questions about life insurance and thanks to the GEICO Insurance Agency, Inc., we have some answers.
Give Me The Kindergarten Version Of “What Is Life Insurance?”

Life insurance financially protects your family in the event of your death.

That’s it! Easy, right? It’s all about your loved ones.
So Why Does Life Insurance Always Seem A Bit Complicated?

There are several different kinds of life insurance policies plus all kinds of additions and exceptions that get tacked on. It can seem a bit complicated, so that’s why we have teamed with Life Quotes, Inc. to offer you term life insurance that is both easy-to-understand and easy to manage.
What Is Term Life Insurance?

We have a great Frequently Asked Questions area, plus some very helpful insights that cover a wide variety of questions and tips. But, basically, term life insurance is the most affordable kind of life insurance.

It’s also the easiest to understand. It comes in pre-determined lengths of time, or terms, of 5, 10, 15, 20, or even 30 years during which the company offers level premiums that are guaranteed not to increase.

As long as you pay your premiums on time, the company cannot cancel you. If your term reaches its end, you can choose to start a new policy or continue the current policy with rates that reflect your current health, age and lifestyle.

The term life insurance policy is a simple death benefit protection without all the additional components that usually make other kinds of life insurance difficult to understand and manage.
Why Do I Need Life Insurance, Though?

You’re an important part of your family, right? You contribute to their livelihood and well-being in some way, be it financially through your career or as a stay-at-home parent or a combination of the two.

What would happen if you weren’t around to ensure your family’s daily needs are being met?

Life insurance can help make sure that in your absence, those financial needs are taken care of long into the future.

And even if your company offers you life insurance through work, it’s a good idea to purchase your own independent policy.
Okay, Life Insurance Is Important. Why Buy From Life Quotes, Inc. Via GEICO?

Here are just a few reasons why Life Quotes, Inc. and the GEICO Insurance Agency, Inc. are a great fit for you:

* Straightforward paperwork.
* Helpful agents that are just a phone call away.
* Convenient payment plans ranging from monthly to quarterly to annually.
* A wide range of coverage limits to meet your unique needs.

Even if you’re simply curious, get a term life insurance quote from Life Quotes, Inc. It’s a great way to see just how affordable it can be to give your family peace-of-mind when it matters most.
Are There Any Requirements For Getting A Policy?

Your overall health is looked at closely during the application process, but a standard term life policy will typically cover death by any cause at any time, except for death by suicide within the first two policy years (one year in some states).

Payment options are flexible making it a more affordable option for people on a budget.